Like any other Indian city, property buyers are liable to pay stamp duty and registration charges in Dehradun, Uttarakhand’s capital, to get their newly-acquired assets transferred in their names in the government’s records. Since the two duties significantly increase the cost of property acquisition, home buyers must know the money they will have to pay to complete this extremely important legal task.
Stamp duty in Dehradun
Depending on whose name the property is being registered in the hill city, the stamp duty liability varies.
|Ownership type||Stamp duty as a percentage of registered property value||Registration charge as a percentage of registered property value|
|Man + Woman||4.37%||2%|
|Man + Man||5%||2%|
|Woman + Woman||3.75%||2%|
Source: Uttarakhand Department of Stamps and Registration
See also: Pros and cons of buying a second home in Uttarakhand
Stamp duty for women in Dehradun
Like most other Indian states, Uttarakhand also charges lower stamp duty, if the property is registered in a woman’s name. This is primarily done across India, to promote housing ownership among women. Women buyers in Dehradun pay only 3.75% of the property value as stamp duty, as against the 5% charge imposed on men.
However, the registration charges are equal for men and women.
See also: Stamp Duty on property: What are its Rates & Charges?
Property registration charges in Dehradun
Unlike most states, where 1% of the value of the property is charged as the registration charge, the Uttarakhand government imposes a 2% levy. All property buyers in Dehradun, thus, irrespective of the gender of the person in whose name the asset is being registered, have to pay 2% of the property value as the registration charges.
Dehradun stamp duty and registration charge calculation example
Suppose that a female buyer, Rekha, bought a property worth Rs 50 lakhs in Dehradun. She will have to pay 3.75% of Rs 50 lakhs as the stamp duty and another 2% of the property value as registration charge.
Thus, Rekha’s total liability will be:
Stamp duty = Rs 1,87,500
Registration charge = Rs 1 lakh
Total outgo = Rs 2,87,500
Check out properties for sale in Dehradun
Suppose that a male buyer, Milind, bought a property worth Rs 50 lakhs in Dehradun. He will have to pay 5% of Rs 50 lakhs as the stamp duty and another 2% of the property value as registration charge.
Thus, Milind’s total liability will be:
Stamp duty = Rs 2.50 lakhs
Registration charge = Rs 1 lakh
Total outgo = Rs 3.50 lakhs
How to calculate stamp duty and registration charges online?
Buyers in Dehradun can visit registration.uk.gov.in to calculate the stamp duty and registration charges online. On the home page, they have to click on the ‘E-valuation’ tab and provide personal and property-related details, to make the calculation.
Payment of stamp duty and registration charges in Dehradun
Stamp duty and registration charges in Dehradun can be paid through three channels.
Offline payment: In this mode of stamp duty payment, the seller has to purchase stamp paper of the required value from a licensed stamp vendor for his sale instrument. The value of stamps should not exceed Rs 50,000.
Franking: Through franking, authorised banks in India stamp property purchase document or affix a denomination on it. This acts as a proof that the stamp duty for the transaction has been paid.
E-stamping: The centre has appointed the Stock Holding Corporation of India Limited (SHCIL) as the agency for e-stamps across the country. Buyers can visit the SHCIL portal, to pay stamp duty on their property purchase.
What is the stamp duty on property purchase in Dehradun?
The stamp duty rate in Dehradun varies from 3.75% to 5%, depending on the gender of the person/s in whose name the property is registered.
What is the property registration charge in Dehradun?
Property registration charge is a flat 2% of the value for all.